Redefining the Value of a Bank

At Gulf Capital Bank, our customers’ ambitions are at the center of everything we do. Let’s get back to the way banking was always meant to be done.



We put honesty and transparency above all else. That’s why Houston can always count on us.

Explore Banking


Our focus is on the people we serve. That is how we build personal relationships and trust.

Meet Our People


We treat people the way they should be treated, plain and simple. That’s just how we do things.

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Business & Commercial Banking

Businesses of every stage and size rely on us for a bank they can trust. We make it easy to know how your money works for you 24/7. Powered by bankers who understand Houston business, let’s navigate the best products, services and technology for yours.

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Checking Accounts

Explore Basic Checking with Interest, and Commercial Checking.

Money Markets

No fixed terms or waiting periods with fee-free withdrawals.

Certificate of Deposit

Choose from CD terms from 90 days to 36 months.


Interest-bearing checking accounts with no minimum required.

Personal Banking

We’ve all faced unwelcome banking surprises: Hidden fees. Frustrating processes. Complicated terms. Unexplained charges. Luckily, you won’t find any of that here. This is banking made simple with just honest-to-goodness service.

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Checking Accounts

Choose from Basic Checking and Checking with Interest.

Saving Account

Save for a rainy day, a personal goal or retirement.

Money Markets

Tiered interest rates and a variety of withdrawal options.

Certificate of Deposit

Choose personal CD terms from 90 days to 36 months.

Download Our App

Bank on the go with the Gulf Capital Bank mobile app. Check balances, transfer funds and find an ATM when you need it most.

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