High-touch relationship banking

Banking Built for Houston

Modern financial services with local commitment — proudly serving the greater Houston community through relationship-first banking.

Need a faster path?

Pick the outcome you want — we’ll route you to the right lending or treasury solution.

Loans & Financing

Treasury Management

Fraud Protection 

Cybersecurity Awareness

Business Banking

Smart financial tools and services tailored for Houston’s fast-growing business community.

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Personal Banking

Simplifying everyday banking with secure, convenient solutions for your financial life.

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Competitive Rates

Explore our rates for loans, deposits, and financial products designed to help you grow.

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Business Banking

Businesses of every stage and size rely on us for a bank they can trust. We make it easy to know how your money works for you 24/7. Powered by bankers who understand Houston business, let’s navigate the best products, services and technology for yours.

Business Checking Account

Explore Basic Checking with Interest, and Commercial Checking.

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Money Market

No fixed terms or waiting periods with fee-free withdrawals.

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Certificate of Deposit

Choose from CD terms from 90 days to 36 months.

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ICS & CDARS

Access multi-million-dollar FDIC insurance through ICS and CDARS—all via a single relationship with Gulf Capital Bank.

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Personal Banking

We’ve all faced unwelcome banking surprises: Hidden fees. Frustrating processes. Complicated terms. Unexplained charges. Luckily, you won’t find any of that here. This is banking made simple with just honest-to-goodness service.

Checking Account

Choose from Basic Checking and Checking with Interest.

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Savings Account

Save for a rainy day, a personal goal or retirement.

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Money Market

Tiered interest rates and a variety of withdrawal options.

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Certificate of Deposit

Choose personal CD terms from 90 days to 36 months.

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ICS & CDARS

Choose personal CD terms from 90 days to 36 months.

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Download Our App

Bank on the go with the Gulf Capital Bank mobile app. Check balances, transfer funds and find an ATM when you need it most.

  • Check account balances anytime

  • Transfer funds securely
  • Mobile check deposit
  • Find ATMs near you
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