Online Banking is temporarily unavailable as we prepare to launch our new platform. Please check back on Monday morning to access the new Online Banking experience.
From term loans to SBA programs, Gulf Capital Bank offers flexible lending solutions backed by local expertise and personalized service.

Fixed-term financing designed for businesses looking to invest in long-term growth, purchase equipment, expand operations, or consolidate debt. Predictable repayment schedules and competitive rates.
Flexible, revolving credit solutions that provide quick access to working capital. Ideal for managing cash flow, covering short-term expenses, or taking advantage of unexpected opportunities.
Connect with a dedicated banker who understands your industry and financial goals.
Receive a customized financing package with transparent terms, rates, and repayment options.
Once approved, access your funds quickly so you can focus on growing your business.
Dedicated relationship managers who know your industry
Proudly serving the greater Houston community
Our team is here to help you find the right financing solution for your needs.

Gulf Capital Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply. Gulf Capital Bank and the Gulf Capital Bank logo are federally-registered trademarks of Gulf Capital Bank. Copyright © 2023 Gulf Capital Bank.
Gulf Capital Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Gulf Capital Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
Click the link above to continue or CANCEL
We use cookies to improve your experience on our site. By using our site, you consent to cookies.
Manage your cookie preferences below:
Essential cookies enable basic functions and are necessary for the proper function of the website.
CloudFlare provides web performance and security solutions, enhancing site speed and protecting against threats.
Service URL: developers.cloudflare.com (opens in a new window)
These cookies are used for managing login functionality on this website.
Statistics cookies collect information anonymously. This information helps us understand how visitors use our website.
Google Analytics is a powerful tool that tracks and analyzes website traffic for informed marketing decisions.
Service URL: policies.google.com (opens in a new window)
Google reCAPTCHA helps protect websites from spam and abuse by verifying user interactions through challenges.
You can find more information in our Cookie Policy and Privacy Policy.