Built for Houston businesses that want more from their checking account, this interest‑bearing option helps your balances work harder while giving you the everyday tools needed to manage operations with confidence. Banking for Houston means supporting local growth at every stage.

• $1,000 minimum to open
• Interest‑bearing checking account – See current rates here
• *$15 monthly service charge if $5,000 average daily balance is not met
• $0.25 per‑item transaction fee (in excess of 100/mo)
• $0.25 per deposit (in excess of 100/mo)
• No ATM fees at MoneyPass or Allpoint network ATMs
• Paper or e‑statements available
• Online banking, debit card, mobile banking, and mobile deposit included
• Fees may apply for additional services.

Designed for Houston‑based and locally operated businesses with more complex financial needs, this interest‑bearing commercial checking account helps balances grow while providing the tools needed to manage higher volumes, cash flow, and daily operations with confidence. Banking for Houston means supporting local businesses as they scale.

• $100 minimum to open
• Non-interest-bearing commercial checking account
• *Service charges may be offset by compensating balances through account analysis
• Transaction fees may apply based on services. See banker for details
• No ATM fees at MoneyPass or Allpoint network ATMs
• Paper or e‑statements available
• Online banking, debit card, mobile banking, and mobile deposit included
• Fees may apply for additional services

A flexible money market account designed for Houston businesses and individuals looking to earn more on their balances without locking funds into fixed terms, offering higher earning potential while keeping access to cash simple and convenient. Banking for Houston means helping your hard‑earned money work harder locally.

• $2,500 minimum to open
• Interest‑bearing account, see current rates here
• *$15 monthly service charge if $5,000 average daily balance is not met
• No transaction limits
• No ATM fees at MoneyPass or Allpoint network ATMs
• Paper or e‑statements available
• Online banking, debit card, mobile banking, and mobile deposit included
• Fees may apply for additional services

A dependable savings option for Houston individuals and businesses looking to grow funds with predictable returns, offering flexible terms and guaranteed interest to support both short‑ and long‑term financial goals. Banking for Houston means helping your money grow with confidence and stability.

• $1,000 minimum to open
• Interest‑bearing account
• Flexible terms from 30 days to 36 months. See current rates here
• No monthly service charge
• Paper or e‑statements available
• A penalty will be imposed for early withdrawal from CDs. Penalties could reduce earnings on the account
• Minimum $1,000 balance required for term. All interest paid and compounded monthly. Can be paid out or capitalized based on the customer’s preference.

A specialized trust account designed for Houston legal professionals to securely manage client funds, ensuring compliance with IOLTA requirements while supporting access to justice across Texas. Banking for Houston means serving the legal community with clarity, trust, and accountability.

• FDIC insurance well beyond the $250K limit
• ICS for demand deposit and money market liquidity
• CDARS for laddered, fixed-rate CD investments
• One bank, one statement, one trusted contact
• Funds remain with a community bank you know
• Ideal for businesses, nonprofits, and public funds