Products & Services
Personal Checking
A simple, everyday checking account designed to help you manage your money with ease, offering straightforward features and convenient access for daily spending and bill payments.
- No minimum balance to open
- Non‑interest‑bearing account
- No monthly service charge
- No ATM fees at MoneyPass or Allpoint network ATMs
- Paper or e‑statements available
- Online banking, debit card, mobile banking, and mobile deposit included
Personal Checking with Interest
A checking account that lets you earn interest while handling your everyday finances, combining convenience with the added benefit of balance growth.
- $1,000 minimum to open
- Interest‑bearing checking account. See current rates here
- $15 monthly service charge if average daily balance falls below $2,500
- No ATM fees at MoneyPass or Allpoint network ATMs
- Paper or e‑statements available
- Online banking, debit card, mobile banking, and mobile deposit included
Personal Savings
A smart way to save for future goals, helping you grow your money steadily while keeping your funds accessible when you need them.
- $100 minimum to open
- Interest‑bearing savings account. See current rates here
- *$15 monthly service charge if average daily balance falls below $2,500
- No transaction limits
- No ATM fees at MoneyPass or Allpoint network ATMs
- Paper or e‑statements available
- Online banking, mobile banking, and mobile deposit included
Money Market
A flexible savings option that offers competitive earning potential while keeping your money within easy reach for added financial confidence.
- $100 minimum to open
- Interest‑bearing account with a $2,500 minimum; Interest rates are tiered depending on balance level. See current rates here
- *$15 monthly service charge if average daily balance falls below $2,500
- No transaction limits
- No ATM fees at MoneyPass or Allpoint network ATMs
- Paper or e‑statements available
- Online banking, mobile banking, and mobile deposit included
Certificate of Deposit
A reliable savings solution for those looking to earn guaranteed interest by setting aside funds for a fixed period of time.
- $1,000 minimum to open
- Interest‑bearing account
- Terms available from 30 days to 36 months. See current rates here
- No monthly service charge
- A penalty will be imposed for early withdrawal from CDs. Penalties could reduce earnings on the account.
- Paper or e‑statements available
- Interest earned based on selected term
Lines of Credit
A personal line of credit gives you flexible access to funds when you need them—without borrowing more than necessary. Once approved, you can draw from your available credit as needed and repay over time.
Whether you’re managing unexpected expenses, consolidating balances, or planning for larger purchases, a personal line of credit can provide ongoing borrowing convenience with one simple solution.
Why Consider a Personal Line of Credit?
- Flexible access to available funds
- Borrow only what you need, when you need it
- Can be used for a variety of personal financial needs
Terms, rates, and credit limits vary based on individual credit qualifications.
ICS & CDARS
- FDIC insurance well beyond the $250K limit
- ICS for demand deposit and money market liquidity
- CDARS for laddered, fixed-rate CD investments
- One bank, one statement, one trusted contact
- Funds remain with a community bank you know
- Ideal for businesses, nonprofits, and public funds
