SBA Preferred Lender

Helping Houston businesses grow with SBA-backed financing.

Whether you’re acquiring a business, expanding operations, or purchasing owner-occupied real estate, Gulf Capital Bank structures SBA 7(a) and 504 loans with local underwriting and faster decisions.

Why SBA Loans

Benefits of SBA Financing

Our comprehensive suite of fraud prevention tools helps safeguard your accounts and gives you peace of mind.

Lower Down Payments

As low as 10% — preserve cash for operations and growth.

Longer Terms

Repayment terms up to 25 years to keep monthly payments manageable.

Competitive Rates

Government-backed pricing with terms designed for small businesses.

Flexible Requirements

Flexible collateral and cash-flow underwriting tailored to your story.

Loan Programs

Use of Loan Proceeds

SBA 7(a) Loans

Up to $5 million for general business needs

Business Acquisitions

Partner Buyouts

Business Expansion

Real Estate Purchase

Working Capital

Debt Refinance

SBA 504 Loans

Long-term financing for fixed assets

Owner-Occupied Commercial Real Estate

Ground-up Construction

Large Equipment Purchase

Ready to apply?

Contact us today to discuss your current and future SBA needs. Our team will help you choose the right program and walk you through the process.

Saman Noorani

Senior Vice President · SBA Director
Office: (713) 999-8569
Cell: (713) 560-3018
[email protected]
1 Riverway, Suite 150 Houston, TX 77056

Report Fraud Immediately

Please contact us immediately if you are concerned that your account might have been compromised. The sooner we know of an issue, the sooner we can assist you.

Customer Service

Online Account / Fraudulent Transactions / Debit Card

713-999-8830

Treasury Management

ACH & Wire Fraud / Business Account Issues

713-999-8875