Trademarks, Copyrights, and Restrictions on Use
All trademarks, service marks, trade names, trade dress, and related intellectual property rights in the Services are proprietary to Gulf Capital Bank or our licensors or licensees. You may not use, reproduce, or display any of the Gulf Capital Bank trademarks except upon Gulf Capital Bank’s prior written consent.
Your use of the Services, including the Site, imposes on you an obligation of appropriate use and conduct, which includes, but is not limited to, not causing an unreasonable or disproportionately large processing load on our Services or systems, not engaging in any conduct that restricts or inhibits use of the Services by others, and not introducing or transmitting any virus, worm, Trojan horse, or other material that may harm or disrupt our Services or systems. Unauthorized use of the Services, misuse of passwords, or misuse of any information or material posted on this Site is strictly prohibited.
You may use the Services, including the Site, only for lawful purposes and you agree not to use the Services in any way that violates any applicable federal, state, local, or international law or regulation.
Claims of Copyright Infringement
If you believe in good faith that materials available on the Site infringe your copyright, you (or your agent) may send Gulf Capital Bank a notice requesting us to remove the material or block access to it.
Links to Third-Party Sites or Content
You may be invited to register at the Site to help us tailor the Service for your personal and business financial needs and to alert you of other products and services for you or your business. In registering for the Service, you agree to provide accurate, true, current, and complete information about you and your business as requested by the registration screens. As a convenience to you, a profile for you or your business may be created based on the registration information that you provide.
Your use of the Site or Services is subject to the applicable privacy-related policies and notices of Gulf Capital Bank. To the extent permitted by applicable law, by accessing or using the Site or Services, you understand and agree that Gulf Capital Bank may collect and retain personal or other information about you or the device you use to access the Site or Services.
You agree that any and all suggestions, comments, and feedback that you submit at or via this Site in connection with any Gulf Capital Bank products and services (“Feedback”) shall be deemed to be non-confidential, except as otherwise specifically agreed or required by law. Gulf Capital Bank also shall be free to use any Feedback without any restriction of any kind. Such Feedback may include ideas for new or improved products or services, concepts, know-how, techniques, etc.
Gulf Capital Bank may make an interactive online chat (“Chat”) service available to you. Gulf Capital Bank makes no warranty that the Chat service will be available at any particular time or be free of fault or error.
If you are under the age of 13 years old and are invited to use the Chat service, you must not use the Chat service and you must leave the Site.
During your use of the Chat service, you may interact with a bot, chatbot, virtual assistant, virtual concierge, or other non-human (each, a “Chatbot”). We will disclose the use of the Chatbot to the extent required by applicable law. When engaging with us through use of the Chat service, be advised that chats will be monitored and saved.
The Chat service is provided as a convenience. Participating in the Chat service does not constitute consent by you or us to use electronic records and signatures as a substitute for written documents. Any personal information shared with us when using the Chat service shall be subject to the applicable privacy-related policies and notices described above.
You will not use the Chat service to send any abusive, defamatory, dishonest, or obscene message, and doing so may result in termination of the Chat service session.
Access Code for Online Applications
In connection with online applications for certain Gulf Capital Bank products or services (such as, but not limited to, credit card applications or mortgage loans) available via the Site, Gulf Capital Bank may send you a unique access code or other token to help you complete, review, or track your applications. Such access code or token is intended to be only used by you and you must not share it with anyone.
Disclaimer and Limitation of Liability
YOU ACKNOWLEDGE THAT NEITHER GULF CAPITAL BANK, ITS DIRECT OR INDIRECT SUBSIDIARIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD-PARTY PROVIDERS, OR LICENSORS WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS, OR CONTENT OF ANY INFORMATION, SERVICE, OR PRODUCT PROVIDED THROUGH THE SERVICES. GULF CAPITAL BANK DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES.
TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT SHALL GULF CAPITAL BANK BE RESPONSIBLE FOR ANY LOSS OF ANY KIND, INCLUDING LOSS ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM OR MOBILE DEVICE, PROPERTY DAMAGE, AND BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT SHALL GULF CAPITAL BANK BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, LOST PROFITS, ECONOMIC, OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE (OR INABILITY TO USE) OF THE SERVICES, THE SITE, ANY ONLINE SERVICES, OR ANY INTERNET BROWSER SOFTWARE AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
Enforceability and Governing Law
The Site is hosted in the United States. If you are accessing this Site from outside the United States, you may be subjecting yourself to United States law, which may differ from your local laws, including laws that govern personal data collection, use, and disclosure. In your use of this Site or Service, you may transfer certain personal information to the United States. To the extent permitted by applicable law, your use of the Site or Service shall constitute your consent to the transfer of personal information to the United States and the applicability of United States law.
Gulf Capital Bank, Member FDIC.