Treasury Management

Streamline your cash flow. Strengthen your business.

Built to support the way you do business.

Gulf Capital Bank’s Treasury Management solutions help you streamline cash flow, maintain control, and manage liquidity with confidence. From daily operations to long‑term financial planning, we provide the tools and expertise your business needs to operate efficiently and securely at every stage of growth.

Our Solutions

Everything you need to manage your treasury

As your community banking partner, we take the time to understand your business goals and tailor solutions that help you save time, improve efficiency, and enhance control over your funds.

Receivables

Accelerate cash flow and simplify collections

  • Remote Deposit Capture
  • Wholesale, Retail & Medical Lockbox Services
  • ACH Collections
  • Cash Vault Services with Smart Safe
  • Merchant Card Services

Payables

Reduce manual work and minimize risk

  • ACH Payments
  • Domestic & International Wire Transfers
  • Business Credit Card
  • Business Bill Pay
  • Corporate/Purchasing Card

Liquidity Management

Keep your funds working for you

  • Money Market Sweep
  • Line of Credit Sweep
  • Combination Sweep
  • Zero Balance Accounts (ZBA)
  • ICS/CDARS

Fraud Protection

Real-time monitoring and prevention controls

  • Check Positive Pay with Payee Match
  • ACH Debit Blocks & Filters
  • Dual Authorization / Segregation of Duties
  • Real-time alerts and exception reporting

Business Online Services

Secure, centralized platform for treasury operations

  • Tailored Dashboard Solutions
  • Prior-day and Current-day Reporting
  • Alerts & Notifications
  • User Controls & Permissions
  • Direct Connect (QuickBooks/Quicken)

Information & Reporting

See your entire cash position clearly and in real time

  • Account & Deposit Reconciliation
  • Customized Reporting & Output Formats
  • BAI and BAI2 Reporting
  • Statements & Images

Merchant Services

Fast, reliable payment processing for your business

  • Cloud-based Devices with Online Reporting
  • Payment Gateways & Payment Links
  • Point of Sale Systems
  • PCI Compliance
  • Next Day Funding

Business Credit & Purchasing Cards

Convenient, secure card solutions for everyday needs

  • VISA Business Purchasing Card
  • Enhanced Reporting & Expense Management
  • Merchant Category Code Restrictions
  • Tiered Cash Back Rebate

Brochures & Downloads

Treasury, Merchant Services, Business Credit & Purchasing Card Resources

Download the latest flyers covering our merchant services partnership, business credit card & purchasing card program, and full treasury management offerings.

Treasury

Treasury Management Offerings

A complete overview of Gulf Capital Bank’s treasury management solutions for businesses.

Payments

Merchant Services – Omega

Cloud-based devices, payment gateways, POS systems, and next-day funding.

Cards

Business Credit Card

VISA Business Purchasing Card with enhanced reporting, MCC controls, and tiered cash-back rebates.

Cards

Purchasing Card

VISA Business Purchasing Card with enhanced reporting, MCC controls, and tiered cash-back rebates.

Why Gulf Capital Bank

Treasury Solutions Built for Your Business.

  • Dedicated treasury specialists who understand your business

  • Customized solutions — not one-size-fits-all packages

  • Proactive fraud monitoring and prevention

  • Secure, real-time visibility into all your accounts

  • Local decision-making with fast implementation

Treasury Management

Direct Line

(713) 999-8875

Mon-Fri: 9:00am – 5:00pm

RECENT POSTS

Catch up on GCB News

  • June 17, 2026
    BRENT HARRAMAN JOINS GULF CAPITAL BANK AS SENIOR VICE PRESIDENT / BUSINESS BANKING DIRECTOR
  • May 26, 2026
    A Better Digital Banking Experience is on the Horizon
  • May 26, 2026
    ALLYSON MAY JOINS GULF CAPITAL BANK AS SENIOR VICE PRESIDENT / SENIOR RELATIONSHIP MANAGER
  • May 2, 2025
    GULF CAPITAL BANK APPOINTS SAMAN NOORANI DIRECTOR OF NEW SBA GROUP

Ready to optimize your cash management?

Our treasury team is here to help you streamline operations and strengthen your financial controls.