Certificate of Deposit

A dependable savings option for Houston individuals and businesses looking to grow funds with predictable returns, offering flexible terms and guaranteed interest to support both short‑ and long‑term financial goals. Banking for Houston means helping your money grow with confidence and stability.

MONTHLY FEE

$0

Minimum Opening Deposit

$1,000

  • $1,000 minimum to open
  • Interest‑bearing account
  • Flexible terms from 30 days to 36 months. See current rates here
  • No monthly service charge
  • Paper or e‑statements available
  • A penalty will be imposed for early withdrawal from CDs. Penalties could reduce earnings on the account
  • Minimum $1,000 balance required for term. All interest paid and compounded monthly. Can be paid out or capitalized based on the customer’s preference.