About / David Williams

David Williams

Organizer & Director

Mr. Williams, a native of Lubbock, TX, is a second-generation community banker who formerly served as Chairman of Centennial Bank, an $850 million community bank in Lubbock, TX (formerly Citizens Bank of Slaton and Hale County State Bank of Plainview which merged in 2013). Mr. Williams retired in 2020 when the Centennial Bank was acquired by Happy State Bank, of which he remained a director until Happy was acquired by another bank in April 2022. In 2014, he was named a Director of the First Nat’I Bank of New Mexico with five offices in northeastern New Mexico, a $250 million community bank. He began his career at Citizens Bank in Slaton where he served in various positions including CEO (1976-2013). He served as Vice Chairman and an organizing Director of First National Bank in Hereford, TX (1999-2010). Over the years, Mr. Williams served as an organizing director and senior vice president of First Bank/Las Colinas in Irving, TX (1984-1990). He served as Chairman of the Executive Committee and Director of the Bank of Commerce in McLean, TX (1987-1998); a failed bank purchased from the FDIC. He served as a Director, chairman of the loan committee and later as Chairman of the Board of TIB – The Independent Bankers Bank of Dallas (Irving) (1996-2002). He has served as a Director in various State Banking Associations (both the TBA & IBAT) and served as Chairman of the Independent Bankers Association of Texas – IBAT (2010-2011). He has also served on various committees of the Independent Community Bankers Association of America, Washington D.C. (ICBA). Mr. Williams majored in Finance at Texas Christian University and furthered his education at the Graduate School of Banking of the South at Louisiana State University and the Post Graduate School of Banking at the University of Wisconsin. Mr. Williams serves as Chair of the Audit Committee of the Bank’s Board of Directors.

Recently, Mr. Williams and his wife Amanda, endowed the Williams Institute of Community Banking and Finance at the Rawls Business School at Texas Tech University in Lubbock. Mr. & Mrs. Williams also are major donors to the Peterson Regional Medical Center in Kerrville, where a new Surgical Center is under construction and will be named after Mr. & Mrs. Williams.

You are now leaving Gulf Capital Bank

Gulf Capital Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Gulf Capital Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL